We walk our Clients down that road…
Most have never planned a month long vacation; planning a 20 year plus vacation can seem overwhelming to many, and in some cases, a task that does not get done. Once you have been through our process, you will know what each and every asset is for, when you will need it, and whether your assets and income goals are capable of being met while lasting as long as you do. You will be able to understand your strategy well enough to explain it clearly and easily to your children/heirs, or other people in your life, should you choose to do so.
We are focused on Absolute Returns for our Clients
Most people spend 30-40 years working toward the goal that is “RETIREMENT”, but they have never thought about if they can actually live on the assets that they have accumulated. When you receive that last paycheck, will your savings last the rest of your life, and have you created a plan that has the ability to provide a sufficient income to avoid becoming a greater at a local retail chain?
Our Clients are often of Retirement Age
Our dedicated team of professionals serves clients who are at least 55 years old, or who are contemplating retirement within the next 5 years. We help these clients by creating an initial plan, and implementing it so that our clients can potentially spend their time doing whatever they really planned to do with their retirement years – avoiding the stress that usually occurs without proper planning. Our primary objective is to provide unbiased advisory and wealth management services. As independent financial planners, we are able to act as an objective advisor and to select services and research that can supplement or enhance your strategy.
We are trained members of Ed Slott’s Elite IRA Advisor Group™, and we agree with Ed that life has two half’s. Just because you won the first half (Accumulation) doesn’t mean that you will win the 2nd half (Distribution). In fact, if the 2nd half is not distributed properly based on your situation, it is possible that due to income and estate tax rules, you could lose a substantial amount of the assets gained over the first 60 years of your life – in only just a few years.
Our Discipline
After 20 years of working with our clients, we have found that retirement is more than just spending your assets. Most clients are shocked to find out how much taxes and inflation erode their spending power. We help design income plans with growth potential, after accounting for and considering tax reduction strategies.